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The right time to buy a home is different for everyone. While the housing market has been more stable in recent months, creating favourable conditions for buyers, there are plenty of other variables besides market conditions that will determine if you’re financially and personally ready to start your homeownership journey. 🏠

Have any questions about buying a home? Drop them in the comments.

The right time to buy a home is different for everyone. While the housing market has been more stable in recent months, creating favourable conditions for buyers, there are plenty of other variables besides market conditions that will determine if you’re financially and personally ready to start your homeownership journey. 🏠

Have any questions about buying a home? Drop them in the comments.

The right time to buy a home is different for everyone. While the housing market has been more stable in recent months, creating favourable conditions for buyers, there are plenty of other variables besides market conditions that will determine if you’re financially and personally ready to start your homeownership journey. 🏠

Have any questions about buying a home? Drop them in the comments.

The right time to buy a home is different for everyone. While the housing market has been more stable in recent months, creating favourable conditions for buyers, there are plenty of other variables besides market conditions that will determine if you’re financially and personally ready to start your homeownership journey. 🏠

Have any questions about buying a home? Drop them in the comments.

The right time to buy a home is different for everyone. While the housing market has been more stable in recent months, creating favourable conditions for buyers, there are plenty of other variables besides market conditions that will determine if you’re financially and personally ready to start your homeownership journey. 🏠

Have any questions about buying a home? Drop them in the comments.

April has come to a close, and spring is in full swing. Here is the top financial news from last month in our Money News Roundup.

Keep more of what you make. Earn cash back on everyday purchases± with the Scotia Momentum® Visa Infinite +* Card.

Tap the link in our bio to learn more.

±Everyday purchases include groceries, phone, TV, internet, etc. Conditions apply on earn rates.

*For up to 7¢/L value at Shell, conditions and limits apply. Actual value may be lower. Visit Scotiabank.com/shell for full details.

Keep more of what you make. Earn cash back on everyday purchases± with the Scotia Momentum® Visa Infinite +* Card.

Tap the link in our bio to learn more.

±Everyday purchases include groceries, phone, TV, internet, etc. Conditions apply on earn rates.

*For up to 7¢/L value at Shell, conditions and limits apply. Actual value may be lower. Visit Scotiabank.com/shell for full details.

Keep more of what you make. Earn cash back on everyday purchases± with the Scotia Momentum® Visa Infinite +* Card.

Tap the link in our bio to learn more.

±Everyday purchases include groceries, phone, TV, internet, etc. Conditions apply on earn rates.

*For up to 7¢/L value at Shell, conditions and limits apply. Actual value may be lower. Visit Scotiabank.com/shell for full details.

Expecting a tax refund this year? It’s time to play Tax Refund Bingo. Whether you’re saving for something big, treating yourself, or doing a bit of both, there’s no wrong choice. What’s the winning square for you? Share it in the comments.

Mutual funds are professionally managed investments pooling money from various investors. They offer many benefits, including cost-effectiveness, convenience, and diversification by investing in multiple assets such as stocks, bonds and other securities.

There’s a big variety of mutual funds in Canada, so choose ones that align with your goals and objectives.

Before making any investment, carefully consider all associated fees, including management expense ratios (MERs) and sales charges.

Meet with a Scotia advisor to help you determine the best investment strategy for your specific goals.

Mutual funds are professionally managed investments pooling money from various investors. They offer many benefits, including cost-effectiveness, convenience, and diversification by investing in multiple assets such as stocks, bonds and other securities.

There’s a big variety of mutual funds in Canada, so choose ones that align with your goals and objectives.

Before making any investment, carefully consider all associated fees, including management expense ratios (MERs) and sales charges.

Meet with a Scotia advisor to help you determine the best investment strategy for your specific goals.

Mutual funds are professionally managed investments pooling money from various investors. They offer many benefits, including cost-effectiveness, convenience, and diversification by investing in multiple assets such as stocks, bonds and other securities.

There’s a big variety of mutual funds in Canada, so choose ones that align with your goals and objectives.

Before making any investment, carefully consider all associated fees, including management expense ratios (MERs) and sales charges.

Meet with a Scotia advisor to help you determine the best investment strategy for your specific goals.

Mutual funds are professionally managed investments pooling money from various investors. They offer many benefits, including cost-effectiveness, convenience, and diversification by investing in multiple assets such as stocks, bonds and other securities.

There’s a big variety of mutual funds in Canada, so choose ones that align with your goals and objectives.

Before making any investment, carefully consider all associated fees, including management expense ratios (MERs) and sales charges.

Meet with a Scotia advisor to help you determine the best investment strategy for your specific goals.

Mutual funds are professionally managed investments pooling money from various investors. They offer many benefits, including cost-effectiveness, convenience, and diversification by investing in multiple assets such as stocks, bonds and other securities.

There’s a big variety of mutual funds in Canada, so choose ones that align with your goals and objectives.

Before making any investment, carefully consider all associated fees, including management expense ratios (MERs) and sales charges.

Meet with a Scotia advisor to help you determine the best investment strategy for your specific goals.

Tax season got you down? Filing as a student in Canada is easier than you think. Here are a few common questions about navigating taxes as a student.

❓ Do I have to file a tax return if I am a student?

It's a good idea but may not be required in all cases. If you live in Canada and have taxable income, you need to pay income tax. You're only required to file a tax return if your income for the year was over the annual personal exemption allowed, which was $16,129 for 2025, or if you're asked by Canada Revenue Agency to do so.

❓ Does OSAP or funds from student loans count as income on my tax return?

No. Money from a student loan isn't considered taxable income in Canada.

❓ Where do I file my income tax return?

You can submit your tax return electronically using the CRA’s online NETFILE certified tax software or by mailing a paper copy to the appropriate tax centre.

Reminder, the tax filing deadline for most Canadians is April 30, 2026.

We’ve increased our age eligibility from 23 to 25 years of age on the Preferred Package for Students and Youth. 📚 Take advantage of no monthly fees and unlimited debit transactions until you’re 25 years old.

Tap our link in bio to learn more.

The quest for the Cup begins. 🏒 As a proud partner of the NHL, it’s the best time of year for hockey. Who are you rooting for?

© NHL

The quest for the Cup begins. 🏒 As a proud partner of the NHL, it’s the best time of year for hockey. Who are you rooting for?

© NHL

The quest for the Cup begins. 🏒 As a proud partner of the NHL, it’s the best time of year for hockey. Who are you rooting for?

© NHL

The quest for the Cup begins. 🏒 As a proud partner of the NHL, it’s the best time of year for hockey. Who are you rooting for?

© NHL

The quest for the Cup begins. 🏒 As a proud partner of the NHL, it’s the best time of year for hockey. Who are you rooting for?

© NHL

The quest for the Cup begins. 🏒 As a proud partner of the NHL, it’s the best time of year for hockey. Who are you rooting for?

© NHL

The quest for the Cup begins. 🏒 As a proud partner of the NHL, it’s the best time of year for hockey. Who are you rooting for?

© NHL

Are you a student and not filing income taxes in Canada? Here's what you may need to know ☝️

Une seule équipe sera championne de la Coupe Walter, et même si ce n’est pas la vôtre qui l’emporte, vous pourriez quand même gagner gros avec Avantages Scotia. Participez pour courir la chance de gagner un voyage inoubliable pour vous et 3 de vos amis pour assister au duel que se livreront les deux meilleures équipes à la finale de la Coupe Walter 2026 de la LPHF. Sélectionnez le lien pour participer.

* Aucun achat ni ouverture de compte ne sont requis. Vous devez avoir l’âge de la majorité. Vous pouvez consulter le règlement officiel sur le site du concours.

Not everyone wins the Walter Cup. But no matter who you cheer for, you could still be a winner with Scotia Perks. Enter for a chance to win an unforgettable trip for you and three friends to watch the two best teams battle it out in the 2026 PWHL Walter Cup Finals. Tap the link in bio to enter.

*No purchase or account necessary. Must be age of majority. Full rules are on the contest website.

Claiming moving expenses on your tax return? Some might not know this, but given the right circumstances, it’s a real thing you can claim.

👉 Check out our Advice+ articles to learn more about tax returns and how they work.